Marlow V Bush Jr
This Is Our
Financing Services
How Do You Ensure That You Are Funded?Get Your "Business Financing"
SUSU Groups
The Community Fund: Join a curated "Rotating Savings and Credit Association" (ROSCA) of 12 dedicated founders. This interest-free, community-powered model ensures that every member receives a $$ loan down payment injection of capital for your business.
Business Credit Report
The Score: We turn your monthly commitments into a powerful credit-building tool. By reporting your service fees and Susu contributions through eCredable Business Lift, we help establish and grow your business credit profile with major bureaus, making you "bank-ready" for future financing.
CDFI Micro-Loan
The Bridge: We help you cross the finish line. Our concierge service prepares your application and documentation to leverage your $6,000 Susu payout as a 10% down payment for a $60,000 micro-loan through our network of Community Development Financial Institutions (CDFI).
Escrow-Secured Funding
The Safety: Your capital is protected by institutional-grade security. We act as a Money Service Business (MSB) intermediary, holding all Susu funds in a professional escrow business bank account with individual sub-accounts to ensure total transparency and fund segregation.
Stripe Connect AML
The Security: We utilize enterprise-level technology to handle your money. By integrating Stripe Connect, we ensure every member and transaction meets strict Anti-Money Laundering (AML) and "Know Your Customer" (KYC) regulations, protecting the group from financial risk.
D-U-N-S # Registration
The Identity: We facilitate your registration for a Data Universal Numbering System (D-U-N-S) via Dun & Bradstreet. This is the global standard for identifying businesses and is a mandatory requirement for building corporate credit and applying for government or institutional loans.
Bank-Readiness Scoring
The Analysis: Understand exactly where you stand. Our proprietary internal scoring system evaluates your business’s financial health and documentation status to determine your payout order, ensuring the most "funding-ready" members lead the way.
Digital Asset & Equity
The Future: We help you shift your mindset from "saving" to "investing." Our financial products are designed to help urban entrepreneurs build business equity, providing the resources needed to acquire the assets that create long-term generational wealth.
Automated Payout
The Ease: No more manual tracking or chasing payments. Our integrated platform (powered by Step Ladder 360) automates the entire collection and distribution process, ensuring that your $6,000 payout is delivered to your business account on time and without friction.